Category · HUD 221(d)(4) Glossary

HUD 221d4 Loans

Ever feel like you need a dictionary when you read a government document? You're not alone. Here's a quick guide to common terms used by HUD and FHA.

Dec 20, 2024

What Is DSCR (Debt Service Coverage Ratio)?

Jun 14, 2019

What is Underwriting?

Nov 23, 2018

What is Subsidized Affordable Housing?

Nov 23, 2018

What is Single Room Occupancy (SRO) Housing?

Nov 23, 2018

What is Substantial Renovation?

Nov 23, 2018

What is Sponsor's Profit and Risk Allowance (SPRA)?

Nov 22, 2018

What is a Recourse Loan?

Nov 22, 2018

What is a Pro Forma?

Nov 22, 2018

What are Seismic Reports?

Nov 22, 2018

What are Multifamily Rentals?

Nov 22, 2018

What is Prepayment?

Nov 22, 2018

What are Replacement Reserves?

Nov 22, 2018

What is a Non-Recourse Loan?

Nov 22, 2018

What are Rental Assistance Properties?

Nov 22, 2018

What is the Low Income Housing Tax Credit (LIHTC) Program?

Nov 22, 2018

What is Loan-to-Cost Ratio (LTC)?

Nov 22, 2018

What is FHA Mortgage Insurance?

Nov 22, 2018

What is a HUD-Approved Lender?

Nov 22, 2018

What are Fixed Rate Mortgages?

Nov 22, 2018

What is Low-to-Moderate Income Housing?

Nov 22, 2018

What is the Department of Housing and Urban Development (HUD)?

Nov 22, 2018

What is a HUD-Held Loan?

Nov 22, 2018

What is Leverage?

Nov 22, 2018

What is MIP (Mortgage Insurance Premium)?

Nov 22, 2018

What is an Interest-Only Fixed Rate Loan?

Nov 22, 2018

What is Multifamily Accelerated Processing (MAP)?

Nov 22, 2018

What are Government National Mortgage Association (GNMA) Mortgage Backed Securities?

Nov 22, 2018

What is Market Rate Housing?

Nov 22, 2018

What are FHA-Insured Loans?

Nov 22, 2018

What are Elderly Developments?

Nov 22, 2018

What are Fair Market Rents (FMRs)?

Nov 22, 2018

What is the Fair Housing Act?

Nov 22, 2018

What is an Engineering Report?

Nov 22, 2018

What is the FHA (Federal Housing Administration)?

Nov 22, 2018

What is Escrow?

Nov 21, 2018

What is Builder and Sponsor’s Profit and Risk Allowance (BSPRA)?

Nov 21, 2018

What is an Appraisal?

Nov 21, 2018

What is an Affordable Property?

Nov 21, 2018

What is the Davis-Bacon Act?

Nov 21, 2018

What is Assumability?

Nov 21, 2018

What is an Architectural Report?

Nov 21, 2018

What is Cooperative Housing?

Nov 21, 2018

What is Amortization?

Nov 21, 2018

What are Basis Points?

Getting commercial property financing should be easy. Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

Get a quote

Call Get a quote